Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
 
Mortgage Rates Higher to Start Holiday-Shortened Week
12/23/2024 2:36 PM
Holidays have inconsistent impacts on mortgage rates because holiday"s have inconsistent impacts on the bond market (and rates are dictated by the bond market). Bond traders (the people buying and selling the bonds that ultimately determine mortgage rates) are people too.  They take vacations, or tack an extra day or two onto a scheduled holid...Read More
 
Mortgage Rates Recover Some of The Lost Ground
12/20/2024 3:11 PM
The week"s big story is still the big jump in rates that took place after Wednesday"s Fed announcement.  And while rates remain noticeably elevated on the week due to that jump, they"re set to end the week at slightly less elevated levels. Credit this morning"s inflation data for that development! Part of Wednesday"s Fed Day drama involved a ...Read More
 
If You"re Struggling to Understand This Week"s Mortgage Rate Spike, This is For You
12/19/2024 2:50 PM
We received some anonymous feedback regarding recent rate commentary that serves as a good reminder that not everyone may be picking up what we"re putting down, or worse yet, picking up things that we never put down in the first place.   We spend a lot of time talking about how the bond market prices in the impact of Fed rate cuts on the...Read More
 
Mortgage Rates Jump Abruptly Higher After The Fed"s Rate Cut
12/18/2024 3:19 PM
If anyone needed any further convincing that a Fed rate cut is no guarantee of lower mortgage rates, today is a great piece of evidence.  Perhaps "great" is the wrong word.  There was nothing great about the mortgage rate movement following today"s Fed rate cut. The average lender is at least 0.20% higher than earlier this morning. ...Read More
 
Mortgage Rates Effectively Unchanged Ahead of Fed Announcement
12/17/2024 2:36 PM
Mortgage rates have been having a much calmer week compared to last week.  Monday brought a modest decline versus last Friday and today"s rates are effectively unchanged.  While the average lender is still noticeably higher compared to the first few days of the month, this resilience helps make a case that rates aren"t eager to revisit t...Read More
 
Mortgage Rates Start New Week With Some Hope
12/16/2024 2:56 PM
Last week wasn"t great for mortgage rates.  They moved higher on each of the 5 days.  Moreover, there was a distinct lack of logical motivation from the economic data.  In fact, on a few occasions, the data argued for lower rates only for things to move in the other direction by the end of the day. The new week is off to a different...Read More
 
Mortgage Rates Rise For 5th Straight Day
12/13/2024 2:13 PM
There"s no easy way to say it: it was a bad week for mortgage rates.  Actually, it was a bad week for interest rates in general and mortgage rates typically follow the rest of the rate market.  After hitting the lowest levels in a month and a half last Friday, each of the next 5 days saw a modest to moderate increase in the average lende...Read More
 
Mortgage Rates Back to Highest Levels in a Week
12/12/2024 3:08 PM
It"s been a bummer of a week for mortgage rates with modest to moderate increases every day so far.  Adding insult to injury is the fact that there hasn"t been any compelling reason for the increase as far as this week"s new economic data is concerned. Economic data is a constant consideration for rates.  Generally speaking, weaker data ...Read More
 
Mortgage Rates Started Lower, But Ended Higher
12/11/2024 2:32 PM
Mortgage rates were having a pretty decent day at first.  The bond market was only slightly weaker overnight (implies some upward pressure on rates), but quickly improved after the Consumer Price Index (CPI) data at 8:30am ET.  Notably, CPI was right in line with forecasts--something that often results in lower conviction and volatility ...Read More
 
Mortgage Rates Moving Back Up
12/10/2024 2:34 PM
Between November 18th and December 6th, the average top tier 30yr fixed mortgage rate moved down from 7.08 to 6.68.  A 0.40% drop is rather significant, especially over the course of only 3 weeks.  Over the past 2 days, however, we"ve lost a quarter of that improvement. Today saw rates increase just a bit more than yesterday.  This ...Read More