Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
 
Mortgage Rates Higher For Some Lenders and Lower For Others
1/15/2026 2:25 PM
Mortgage rates moved modestly lower for the average lender today, but higher for others. The distinction is whether the lender in question made a late-day adjustment yesterday afternoon.  At the time, the underlying market for mortgage bonds was improving somewhat sharply. This prompted several lenders to drop rates before the end of business...Read More
 
Mortgage Rates Unchanged Despite Bond Market Improvement
1/14/2026 2:27 PM
Trading levels in the bond market directly impact the rates that mortgage lenders can offer. This is why rates moved so much lower after last week"s news regarding planned purchases of $200bln in mortgage backed bonds.  But bonds aren"t the only input for rates, and those other inputs can make for days like today where bonds are noticeably be...Read More
 
Mortgage Rates Now Solidly Back Above 6%
1/13/2026 2:25 PM
According to our chart of MND"s mortgage rate index, 30yr fixed rates bottomed at 6.01% yesterday, but that"s because the chart logs the day"s latest entry.  On Friday, until late in the day, the chart showed a rate of 5.99%. It was only after several lenders raised rates in the afternoon that the index moved up to 6.06%. Today"s rates ended u...Read More
 
Mortgage Rates Inch Higher From 3 Year Lows
1/12/2026 2:44 PM
Mortgage rates are either higher or lower today, depending on the lender in question. Some lenders raised rates on Friday afternoon in response to weakness in the bond market (lenders set rates based on the trading levels of MBS, the bonds that underlie the mortgage market). Those lenders are actually slightly lower today. Lenders who didn"t raise...Read More
 
Rates Plummet to 3 Year Lows, But There Are Caveats
1/9/2026 12:56 PM
On a week where the mortgage market was most likely to experience volatility due to Friday"s jobs report, Thursday afternoon"s surprise announcement of $200bln in GSE MBS (mortgage-backed securities) buying stole the show. This was already juicing the underlying MBS market yesterday afternoon, but traders took the surge to the next level this morni...Read More
 
Mortgage Rates Modestly Higher on Thursday. Friday"s Risks Are Bigger
1/8/2026 3:05 PM
Mortgage rates were just a hair higher for the average lender on Thursday. The underlying bond market lost some ground following a stronger weekly Jobless Claims report and in sympathy with global bond market weakness overnight.  Because rates are based on bonds, when bonds are weaker, rates move higher. There are many different economic repo...Read More
 
Another 2-Month Low For Mortgage Rates After Modest Drop
1/7/2026 3:09 PM
Wednesday had the potential to cause bigger volatility for rates due to the confluence of several important economic reports. If that data had been lopsided in one direction or the other, rates likely would have moved more. As it happened, the data was mixed. The net effect was an exceedingly modest drop in the average 30yr fixed rate. Despite the...Read More
 
Mortgage Rates Barely Budge, But Volatility Risk is Increasing
1/6/2026 2:53 PM
Mortgage rates have been effectively unchanged for 5 straight days now. During that time, the MND 30yr fixed rate index hasn"t moved by more than 0.01%. The average borrower would see almost exactly the same terms on any of these days. The absence of volatility isn"t much of a surprise given the time of year and the lack of important economic data...Read More
 
Mortgage Rates Holding at 2-Month Lows
1/5/2026 2:52 PM
The two days of 2025 with the lowest rates were September 16th and October 28th. Both days happened to be the Tuesdays that preceded Fed rate cuts. On both occasions, those rate cuts were delivered with other comments from the Fed that the bond market didn"t like.  The net effect is/was two very obvious dips and spikes. The second half of D...Read More
 
Mortgage Rates Stay Flat to End The Week
1/2/2026 2:27 PM
Heading into the week, we knew there was a high bar for any legitimate mortgage rate fireworks. In addition to a dearth of scheduled events with the power to cause volatility, the last two weeks of the year don"t tend to see big changes in the bond market.  There are exceptions, but 2025 wasn"t one of them. In fact, bond yields and mortgage r...Read More