Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology. And above everything, we keep in mind the importance of personalized customer service. You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services. It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:

Mortgage Rates Have Been Much Calmer, But They"re Still High

11/20/2024 3:22 PM

Remember October and the first part of November--not because of the election, but rather because of the relentless rise in mortgage rates? Would you rather forget? You"re not alone. It was the fastest rate spike since 2022, and it was made all the more memorable because it put an end to the first real uptick in refinance activity ...Read More

Mortgage Rates Only Modestly Lower Despite Seemingly Big News

11/19/2024 3:27 PM

Ask your favorite curmudgeonly old market watcher and they"ll be happy to explain what "always" happens in financial markets when there"s breaking news regarding large scale geopolitical risk. It would be a surprise if you didn"t hear a phrase like "flight to safety," the most common shorthand reference to selling stocks and buying bonds. Wh...Read More

Mortgage Rates Didn"t Move Much Over The Weekend

11/18/2024 3:01 PM

The average top tier conventional 30yr fixed rate was just a hair over 7% on Friday afternoon and the same is true at the start of the new week. Rates are based on bonds, but while bonds move constantly throughout the day, mortgage lenders only adjust rates once per day unless there"s excessive volatility in the bond market. This concep...Read More

Mortgage Rates End Higher, But Not As High as This Morning

11/15/2024 1:54 PM

This afternoon"s mortgage rates are higher than yesterday"s latest levels. That"s a result of bond market weakness seen late yesterday and earlier this morning. Why would yesterday"s market movement matter? Simply put, it was too late in the day for many lenders to go to the trouble of adjusting their rate sheets. Bon...Read More

Mortgage Rates Roughly Unchanged Yet Again Despite Bond Market Losses

11/14/2024 3:15 PM

Losses... weakness... selling pressure... When any of these things happen in the bond market, it puts upward pressure on interest rates. Mortgage rates are primarily determined by bonds, after all. Today started out well enough for the bond market. This allowed mortgage lenders to set today"s rates roughly in line wit...Read More

Mortgage Rates Roughly Unchanged Today

11/13/2024 2:28 PM

While there"s been plenty of movement in the average mortgage rate on any given day recently, today was not one of them. 30yr fixed rates remained above 7%, but technically fell 0.01% (an amount so small that it may as well be considered an absence of change). Despite the flat day-over-day result, there continues to be much more ...Read More

Mortgage Rates Jump Back Above 7%

11/12/2024 2:35 PM

Last Thursday and Friday offered some hope that the persistent move to higher rates was finally leveling off. It wasn"t necessarily a rational hope, but if nothing else, it was "nice" to see the average 30yr fixed move back below 7%. Even then, we cautioned against viewing the recovery as indicative of ongoing success. Now today, ...Read More

Mortgage Rates Lower Again As Lenders Catch Up With Bonds

11/8/2024 4:22 PM

The bond market dictates day to day movement for all manner of interest rates, including mortgages. On election night, bond yields (another word for "rates") spiked as soon as traders felt the results were evident. The following morning, mortgage-backed bonds started out much weaker and mortgage rates were at the highest level in months...Read More

Tricky Day... Mortgage Rates Fall Significantly, But Not Because of The Fed

11/7/2024 3:33 PM

There"s a distinct risk that, even in the financial community, that people will look back on today"s drop in interest rates and conclude it must have something to do with the Federal Reserve"s latest policy announcement. After all the Fed did cut its policy rate by 0.25% today, and the Fed was the only big ticket event on the calendar. Unfor...Read More

Please Forget Everything You Think You Know About Fed Rate Cuts

11/6/2024 2:03 PM

Mortgage rates spent the entire month of October moving higher at a fairly quick pace. Some of that had to do with stronger economic data, but at least as much had to do with the bond market adjusting to election probabilities. As we"ve been advising in recent weeks, the consensus was that a Trump victory (or improved odds thereof) was ...Read More