Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
 
Mortgage Rates Move Higher After Stronger Economic Data
10/17/2024 2:45 PM
Mortgage rates are driven by the bond market and bonds consistently take cues from economic data.  Traders have been waiting on this Thursday"s economic data ever since last Thursday, largely because there haven"t been any major reports between now and then. The market constantly tries to adjust based on whatever it thinks it can know ahead o...Read More
 
Mortgage Rates Hold Steady Ahead of Retail Sales Data
10/16/2024 2:44 PM
Mortgage rates have been holding in a fairly narrow range since the middle of last week and today was one of the least interesting additions to the trend.  The average lender is essentially unchanged versus yesterday, up a mere 0.01%, but down 0.02% from last Friday. Mortgage rates are primarily a function of trading levels in the bond market...Read More
 
Mortgage Rates Sideways to Slightly Lower
10/15/2024 3:03 PM
The average mortgage lender is quoting rates that are just a fraction of a hair lower today compared to last Friday.  Lenders were either closed or otherwise not able to update rates yesterday due to the Federal holiday.  Anything other than "higher" is a victory recently.  Rate jumped at the 2nd fastest pace of the year after the j...Read More
 
Mortgage Rates Side-Step Into Holiday Weekend
10/11/2024 2:28 PM
While this week"s rates were substantially higher than most of last week"s, if we remove a few flashes of volatility,  the average lender stayed very close to Monday morning"s levels.  Wednesday afternoon and Thursday mid-day definitely saw multiple negative reprices, but in each case, the bond market recovered enough to limit the volatil...Read More
 
Here"s What"s Really Going on With Mortgage Rates This Week
10/10/2024 2:59 PM
We can appreciate that the daunting task of determining what "the" actual mortgage rate may be at any given moment.  The word "the" is singled out in the previous sentence because there isn"t one, perfect, singular, "going rate" for a mortgage.  There"s a bell curve with most lenders near the center and a few outliers at the margins. ...Read More
 
Mortgage Rates Sideways to Higher
10/9/2024 2:28 PM
Today brought the release of the minutes from the most recent Fed meeting in addition to numerous Fed speeches and the scheduled auction of 10yr Treasuries.  Each of these events has at least some track record of causing volatility for interest rates, but none of them had an impact today. As for the Fed Minutes, it"s no surprise to see a lack...Read More
 
Mortgage Rates Finally Level Off After Quickest Spike in Months
10/8/2024 2:50 PM
Mortgage rates spiked at their fastest pace in months on Friday following the jobs report and yesterday added insult to injury, making for a total increase of nearly 3/8ths of a percent (.375%) in the average lender"s top tier conventional 30yr fixed rate.   Moves of this size are rare, but less so when the market gets a big piece of sur...Read More
 
Highest Mortgage Rates in 2 Months
10/7/2024 2:24 PM
It"s been a strange and frustrating couple of weeks for anyone who mistakenly believed that mortgage rates would move lower after the Fed rate cut.  To be sure, there is plenty of that sentiment out there according to the just released Fannie Mae sentiment survey showing the highest net percentage of respondents who thought rates would go down...Read More
 
Massive Jump in Mortgage Rates After Jobs Report
10/4/2024 11:04 AM
Today"s much-anticipated jobs report ended up coming out much stronger than expected.  A stronger result was all but guaranteed to cause carnage (relative) in the mortgage market and that"s definitely what we"re seeing.  A caveat is that rates are still much lower than they were several months ago, but the average lender is now back in li...Read More
 
Consistently Higher Rates Since Fed Rate Cut, But Friday Could be BIG
10/3/2024 3:59 PM
Depending on how tuned in you"ve been to changes in our daily rate tracking, the news may be getting old at this point.  Rates have done almost nothing but move higher ever since the Fed cut rates on September 18th. While this continues to be a challenge for some folks to comprehend, it was always a risk, which is why we spent several weeks wa...Read More