Leading appraisals in the west valley of maricopa county

For years, mortgage lenders and consumers have depended on West Valley Appraisal Services to provide high-quality value estimates on all sorts of real estate in Maricopa County. By continuously keeping up with local real estate trends and refreshing our knowledge regarding valuation techniques through accredited courses, we've been consistently able to generate reliable home valuations for people just like you.

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How do we do more in less time and keep our fees reasonable without cutting corners on quality? Our reply is simple: Technology.  And above everything, we keep in mind the importance of personalized customer service.  You'll be shown the utmost respect in all aspects of working and communicating with West Valley Appraisal Services.  It all adds up to an unsurpassed experience for our clients. We have 26 years experience, let us prove to you why we're different. Call or Text 602.717.8450 today for a quote. Veteran / Military Discounts!!

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The Mortgage Reports:
 
Please Forget Everything You Think You Know About Fed Rate Cuts
11/6/2024 2:03 PM
Mortgage rates spent the entire month of October moving higher at a fairly quick pace.  Some of that had to do with stronger economic data, but at least as much had to do with the bond market adjusting to election probabilities.  As we"ve been advising in recent weeks, the consensus was that a Trump victory (or improved odds thereof) was ...Read More
 
Mortgage Rates Start Higher, But Fall in Afternoon
11/5/2024 3:00 PM
More often than not, mortgage lenders only set rates once a day. Their decisions are based on trading levels in the underlying bond market.  Even though bonds are constantly moving, it doesn"t make sense for lenders to make a change unless a certain threshold of market movement is surpassed.  The result is what the industry refers to as a...Read More
 
Mortgage Rates Start Week Slightly Lower as Election Volatility Works Both Ways
11/4/2024 2:16 PM
Love it or hate it, election-related volatility has been having a big impact on the bond market and, thus, mortgage rates.  Most of the volatility has resulted in higher rates, but there was an exception over the weekend.  Due to a combination of shifting odds in betting markets and among pollsters, rates recovered a portion of the ground...Read More
 
Rates Refuse to Drop Ahead of Election. How About After?
11/1/2024 3:50 PM
It is our longstanding policy to strictly avoid politics except in cases where the political realm legitimately intersects with relevant events for rates. Now is clearly one of those times. The discussion that follows contains no opinion or partisan leaning. Before getting started, let"s catch up with mortgage rates.  Things haven"t been grea...Read More
 
Mortgage Rates at 4 Month Highs. More Volatility Ahead
10/31/2024 2:35 PM
Mortgage rates rates moved moderately higher today, and while that leaves the average 30yr fixed rate only slightly higher than it was on Tuesday morning (7.09 vs 7.08), it"s also the highest rate in almost exactly 4 months. In a break from recent norms, the bond market didn"t take cues from data or election positioning.  Instead, it was a ma...Read More
 
Economic Data Keeping Pressure on Mortgage Rates
10/30/2024 2:57 PM
The jobs report that came out at the beginning of October was a big wake up call for interest rates.  Up until then, the prevailing belief was that the labor market was progressively softening and perhaps at risk of softening too quickly.  The Federal Reserve had singled out the jobs market as an indicator that would dictate the pace of t...Read More
 
Mortgage Rates Hit Another Multi-Month High Despite Afternoon Recovery
10/29/2024 2:56 PM
Mortgage rates tend to be updated only once per day.  Lenders set rates based on trading levels in mortgage-backed securities (MBS) which are essentially bonds that are tied to cash flows from groups of mortgages.  MBS move throughout the day much the same way that US Treasuries do.  If they move enough, lenders can issue mid-day cha...Read More
 
Mortgage Rates Back to 7%
10/28/2024 2:58 PM
It"s no mystery that mortgage rates have had a terrible October.  As of last Friday, the average lender"s top tier 30yr fixed rates were up to 6.90--an increase of more than 0.625% this month.  Today"s 0.10% increase brings the rate index up to 7.0% exactly which is the highest we"ve seen since July 10th. The relatively larger size of to...Read More
 
Mortgage Rates Effectively Unchanged Yet Again
10/25/2024 11:35 AM
Mortgage rates reached their highest level of the week on Wednesday and haven"t really moved since then.  Technically each subsequent day saw a microscopic reduction in the average top tier 30yr fixed rate, but the average borrower would likely be seeing the same quote all three days. This flat trajectory contrasts sharply with the first two ...Read More
 
Mortgage Rates Finally Win One, Albeit a Small One
10/24/2024 3:02 PM
Mortgage rates have risen every day since October 15th and some of the jumps have been fairly big.  That followed an even bigger increase earlier in the month with the whole ordeal accounting for a 0.72% increase in 30yr fixed rates since October 1st. Today"s trading session offered a break from the recent trend with bonds improving overnight...Read More